Your Arizona Home Loan

Your Arizona Home Loan

Your Personal Agent

Todd Heroldt

Mortgage Advisor & Loan originator

I have been serving Arizona families as a Loan Originator for over 20 years. As a Mortgage Advisor, I am free to find financing solutions that are in your best interest, not just the best interest of your bank. Whether you need a mortgage or a refinance I can help.

Let me serve you today.

Arizona Real Estate Professionals

Are You a Realtor?

Let’s Get Working

Here are some of our most popular options

Learn About Your Options

There may be many types of loans available to you, which should you choose?

VA Loans

Mortgage options exclusively for veterans and service members, offering favorable terms and benefits.

FHA Loans

Government-backed mortgages with low down payment requirements, ideal for first-time buyers.

Cash Out Refinance

Replacing your mortgage by borrowing more than you owe and receiving the difference in cash.

What is a Mortgage Advisor?

We’re More Personal than a Bank

We find custom solutions that are in your best interest, not just what is best for your bank. We put YOU first.

What sets us apart from traditional banks and credit companies is a personalized approach. We act as your fiduciary, helping you in your unique situation.

As a private lender in Arizona, we offer personalized solutions, flexibility, and transparency throughout the mortgage process.

Personal Service

Here’s How It Works

First, we’ll get on the phone together. We’ll discuss your situation and I will make recommendations for the best type of loan for you and your family.

Second, we’ll lock in your interest rate. As an individual Mortgage Lender, I have more flexibility to provide you the best interest rate possible. When it’s time, we’ll lock this rate in together.

Finally, we’ll get you your new loan. Whether your new loan secures you a new home or simply refinances your existing house, I’ll be with you every step of the way.

About Todd Heroldt

20 Years Industry Experience

I started my career working for a mortgage lender in Phoenix over 20 years ago. I enjoyed helping my clients navigate the financial process and get the best financial product for their situation. Since then I started my own mortgage company and have personally worked with hundreds of homeowners across Arizona. We’ll discuss what you can afford, not just what you can get.

Works with Your Realtor

In addition to your Realtor, I am a valuable resource to help you through your home buying process. I work with you to explain every step along the way. You’ll be able to call me anytime.

Serving Arizona

I currently service mortgages throughout the state of Arizona, in cities like Phoenix, Scottsdale, Flagstaff, Yuma, Chandler, Mesa, Gilbert, Glendale, and many more zip codes.

“I was a first time home buyer in 2019. The mortgage options I had been offered by the local banks were unsatisfactory to me, so my realtor called Todd. He was able to get me a lower interest rate with lower fees, and he walked me through every step of the process. I think I talked to him more than my realtor actually. Then, in 2021, he reached out to let me know about lower interest rates than the one we did in 2019. He did a refinance for my house and lowered my rate by 1.5%. Would definitely recommend Todd. “

– Stephen K.
First Time Arizona Home Buyer, Refinance

Start Your Loan Today

Send Todd a Quick Message To Get Started

Please enable JavaScript in your browser to complete this form.
Scroll to Top